What determines "Loss of Use"?
Loss of use coverage if requested would cover in the event that the horse becomes permanently unable to perform and no likelihood of recovery.
What question do you get most often when someone wants to get their horse insured?
How much does it cost?
That depends on what coverage options are requested and the current market value of the horse which is based on purchase price and or show or breeding record. Also, is there a deductible? Yes, For the Major Medical there is a $500.00 deductible per incident.
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