As you know, we are in the midst of summer and the amount of weekly storms is higher than it has been all year. Lately, some storms have been severe with high winds, heavy rain and even hail. Are you prepared for the next big storm? If not, it never hurts to be prepared and know what to do in case of a storm. There are simple steps you can take to help make sure your property and farm is protected as much as possible.
The following are some suggestions, taken from an article on Steve Anderson's Tech Tips newsletter blog.
1. Review your insurance policy. Update any necessary information such as location addresses, size of the deductible, and the current insured value of both your contents and home.
2. Evaluate your need for flood insurance. Many areas of the country saw an unusually large amount of snowfall this winter and as that snow starts melting, the water has to go somewhere. If it’s your basement, understand that your homeowner’s policy will not pay for that water damage.
3. Maintain home repairs. Make sure your home is in tiptop shape by having a local contractor inspect your roof, gutters, and HVAC system for damage or clogging. Make any necessary repairs, and clean air ducts and replace filters.
4. Create or update your Go Bag. If you have to leave your home in a hurry, would you have the essential items you needed ready to go at a moment’s notice? You can purchase a Go Bag at popular websites like Amazon and eBay. Or you can simply make a list of the items that you need to include and purchase them locally.
5. Have a communication plan. Family members may not be in the same place when a disaster strikes so think through beforehand how you will communicate with each other. Cell phones may not work well after a disaster if cell towers are damaged. Text messaging may have a higher likelihood of getting through. You can also designate a family member who is not in your local area to be your contact person.
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